What is a federal Direct Stafford Loan? 

Answer

A federal student loan taken out through the Department of Education. This loan must be repaid. To be eligible a student must enroll in a minimum of 6 credit hours in program each semester. Repayment will begin 6 months after degree completion or 6 months after a student has fallen below 6 credit hours in a semester.

  • Last Updated Mar 02, 2026
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  • Start Strong Center Jessica Streich

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